You're in trouble right?

The bank are writing some very strong letters about your Personal Guarantee - so you have to pay, don't you? You're going to lose your house, aren't you?

Not necessarily - certainly no one should welch on a commitment they have made, but was your commitment to a Personal Guarantee legally made and if not, do you therefore really legally owe the money?

Not always.(Click on the video above to hear more about how to minimise your Personal Guarantee exposure).

With Personal Guarantees, the banks can be notoriously bad at keeping their end of the bargain by not having their paperwork in order or being sloppy or otherwise inept at arranging the Personal Guarantee in the first place.

And you can guarantee that if the boot was on the other foot, they'd make sure you knew it and certainly they will leave you with the distinct impression that you do owe the money on the Personal Guarantee come what may.

This is where we come in - with our help, your Personal Guarantee problems can be tackled once and for all.

Want to know about your bank and how they handle Personal Guarantees? Click on the relevant image below and watch a video for each of the main High Street banks:

Barclays

HSBC

Lloyds-TSB

RBS-NatWest

 

Twitter Twitter: @personalguarant

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Download our "How It Works" PDF about Personal Guarantees:

Sign up for our regular Personal Guarantee newsletter:

A bit about ourselves, and why we might be able to help you.

Our experience has been forged through 24 years in turning businesses around. And in the last 7 years in particular, we have worked with company directors to settle their Personal Guarantee issues, with this website being the leading provider of this service.

Some relevant statistics:

  • 130 clients
  • £19 million of Personal Guarantees under management
  • £347k has been settled on a total of £1.7 million
  • average settlement rate of 20.4%

Furthermore, of the remaining £17.3 million under management, there are a substantial number of cases where the banks have simply given up pursuing the Personal Guarantees as a result of the approach we adopt.

To keep things simple, you can do 1 of 5 things to explore this further:

  1. Look at our FAQs - this might give you some of the answers you are looking for about Personal Guarantees.
  2. Download our "How It Works" PDF (above) - this gives you some background as to how we assist you in managing your Personal Guarantee situation to get the best out of it.
  3. If you would like to find out more or consider using us to help you through this difficult period, contact us via the contact page.
  4. Call us on 0845 055 8457 - we can talk through in absolute confidence the issue with your Personal Guarantee and how best you might consider moving forward - with or without our help.
  5. Do nothing!